The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 68981 | Upland | 303 |
| 2. | 68437 | Shubert | 288 |
| 3. | 68936 | Edison | 279 |
| 4. | 68442 | Stella | 278 |
| 5. | 68948 | Holbrook | 273 |
| 6. | 69211 | Cody | 270 |
| 7. | 68067 | Walthill | 261 |
| 8. | 68071 | Winnebago | 252 |
| 9. | 68457 | Verdon | 252 |
| 10. | 68970 | Red Cloud | 250 |
| 11. | 68761 | Oakdale | 248 |
| 12. | 68420 | Pawnee City | 240 |
| 13. | 68926 | Beaver City | 238 |
| 14. | 69044 | Trenton | 236 |
| 15. | 68629 | Clarkson | 234 |
| 16. | 68376 | Humboldt | 233 |
| 17. | 68766 | Page | 233 |
| 18. | 68636 | Elgin | 228 |
| 19. | 68922 | Arapahoe | 225 |
| 20. | 68943 | Hardy | 217 |